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What is a Risk Assessment

What is a Risk Assessment, Bespoke Risk Assessment & Method Statements, Risk Assessment Seguro

Insight by

amanda

Amanda Lambert

Published on

25 May 2022

Health and safety blog

What Is a Risk Assessment

What is a risk assessment? A clear, practical explanation for contractors, builders, and construction SMEs.

A construction risk assessment is a legal requirement under the Management of Health and Safety at Work Regulations 1999. It identifies the hazards associated with construction work, evaluates who may be harmed, how serious the risks are, and the control measures required to keep people safe.

In simple terms:
๐Ÿ‘‰ A risk assessment explains what could go wrong โ€” and how you will stop it from happening.

Risk assessments form the backbone of your wider RAMS (Risk Assessments & Method Statements) and ensure safe, compliant, and well-managed construction sites.

Why RAMS Matter in Construction

Construction is one of the highest-risk industries in the UK. Without structured RAMS, accidents become more likely โ€” especially involving:

  • Working at height

  • Manual handling

  • Machinery and plant

  • Lifting operations

  • Excavations and groundworks

  • Noise, dust, vibration, and hazardous substances

A RAMS helps contractors:
โœ” Reduce accidents and injuries
โœ” Stay compliant with UK law
โœ” Protect workers, clients, subcontractors & the public
โœ” Avoid costly delays, fines, or enforcement
โœ” Win more work (clients now ask for RAMS upfront)

Do You Legally Need a Construction Risk Assessment?

Yes โ€” every construction business must carry out risk assessments, regardless of size.

And if you have 5 or more employees, you must write them down.

Even sole traders are responsible for completing RA for higher-risk tasks.

SHOP Forย Your Method and Risk Assessments Here

Who Should Carry Out a Risk Assessment and Method Statement?

RAMS must be completed by a competent person, meaning someone with:

  • Experience in the type of construction work

  • Knowledge of site hazards

  • Training in health & safety principles

Many small contractors use:
๐Ÿ”น A health & safety advisor
๐Ÿ”น A site manager or supervisor
๐Ÿ”น An external consultant

Five Steps to Risk Assessment

There are five steps to a risk assessment. A strong, HSE-compliant risk assessment should cover the following:

1. Hazard Identification

Anything with the potential to cause harm, such as:

  • Working at height

  • Ladders

  • Electricity

  • Tools and equipment

  • Moving vehicles

  • Materials handling

  • Excavations

  • Hot works

2. Who Could Be Harmed?

For example:

  • Workers

  • Subcontractors

  • Visitors

  • Members of the public

  • Delivery drivers

  • Neighbours

3. Risk Evaluation (Severity + Likelihood)

This determines how dangerous the activity is and how urgently controls are needed.

4. Control Measures

This is where you state how risks will be reduced, such as:

  • Scaffold with guardrails

  • Machine guarding

  • Dust suppression

  • PPE

  • Training and supervision

  • Permit systems

  • Signage

5. Residual Risk & Monitoring

Even after controls, some risk remains โ€” this must be evaluated and monitored.

Examples of Construction RAMS

Common types include:

  • Working at Height

  • Manual Handling

  • COSHH (cement, silica dust, adhesives, solvents)

  • Excavation & Groundworks

  • Use of Power Tools

  • Lifting Operations

  • Traffic Management

  • Noise & Vibration

  • Hot Works

  • Confined Spaces

These normally sit within your RAMS pack.

When Must a RAM Be Reviewed?

RAMS should be reviewed:

  • At the start of every project

  • If the work changes

  • After an accident or near-miss

  • If new equipment or materials are used

  • When site conditions change (weather, environment, layout)

A RAM is not a one-off document โ€” itโ€™s a living, working safety tool.

Risk Assessment vs Method Statement (RAMS)

Many contractors confuse the two, but the difference is simple:

  • Risk Assessment โ†’ identifies hazards & risks

  • Method Statement โ†’ explains how the work will be done safely

Together, they form your RAMS.

Benefits of Doing Proper Construction RAMS

For contractors and SMEs, the benefits go beyond compliance:

โœ” Fewer accidents

โœ” Stronger reputation with clients

โœ” Better productivity

โœ” Lower insurance claims

โœ” A safer workforce

โœ” Easier onboarding of subcontractors

โœ” Higher-quality tenders and bids

Shop for your RAMS

It’s Quicker and more economical to buy RAMS that are written by professional health and safety experts. Some of our RAMS are twelve pages long and contain over 10,000 words. Save time and buy, they are only ยฃ10 each.

SHOP Forย Your Method and Risk Assessments Here

Conclusion: Construction RAMS Are Essential

A RAM is more than a form โ€” itโ€™s the foundation of a safe, compliant and efficient construction site. By identifying hazards, understanding the risks, and putting strong controls in place, you protect your workers, your business and your reputation. Learn the five steps to risk assessments and teach others.

Five Steps to Risk Assessment Infographic

Risk Assessment Guide, What is a Risk Assessment

 

HSE Video on Risks


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